Terms of Use

Last updated: 26th January, 2026

Welcome to Fin Maverick ( "Platform", "we", "our", "us").

By accessing, registering on, or using the Fin Maverick website, mobile application, or any related services, you agree to comply with and be legally bound by these Terms of Use. Along with our Privacy Policy, they define the relationship between You and Fin Maverick.

If you do not agree with these terms, you must not access or use the platform.

1. About Fin Maverick
   
   Fin Maverick is an educational technology (EdTech) platform designed to provide:
   
   • NISM exam preparation programs
   • Concept-based learning modules
   • Visual notes, infographics, animations
   • Mock tests, revision tools, and structured learning frameworks
   
   Fin Maverick is not affiliated with NISM, SEBI, AMFI, or any regulatory authority. All certification names, trademarks, and logos belong to their respective owners and are used strictly for educational reference.
   
   
2. Eligibility to Use
   
   To use Fin Maverick:
   
   • You must be 18 years of age or older, or
   • Use the platform under supervision of a legal guardian
   
   By registering, you confirm that all information provided is accurate, complete, and truthful. Providing false or misleading information may result in account termination.
   
   
3. User Account Responsibilities
   
   To access paid or restricted content, you must create a registered user account.
   
   You agree that:
   
   • Your account is strictly personal and non-transferable
   • You will not share login credentials with anyone
   • You are responsible for all activity under your account
   • One account = one learner only
   
   Multiple logins, unusual activity, or account sharing may result in immediate suspension without refund.
   
   
4. Strict Prohibition on Content Misuse
   
   You expressly agree not to:
   
   • Record videos (screen recording, external camera, or software tools)
   • Download or copy any platform content
   • Share notes, videos, screenshots, or material externally
   • Upload Fin Maverick content on Telegram, WhatsApp, Google Drive, YouTube, or any public/private platform
   • Use content for teaching, reselling, or training others
   • Use material to build or support competing platforms
   
   Fin Maverick actively monitors usage through:
   
   • Device tracking
   • IP monitoring
   • Session analytics
   • Watermarking and access logs
   
   Any violation will result in:
   
   • Immediate account termination
   • Permanent access revocation
   • No refund eligibility
   • Potential civil or criminal legal action under Indian law
   
   
5. Intellectual Property Rights
   
   All content available on Fin Maverick, including but not limited to:
   
   • Videos and lectures
   • Structured notes and explanations
   • Infographics and diagrams
   • Animations and visual frameworks
   • Learning structure and pedagogy
   
   are the exclusive intellectual property of Fin Maverick.
   
   No license or ownership rights are transferred to the user. Unauthorized reproduction or distribution constitutes infringement under the Copyright Act, 1957.
   
   
6. Payments, Pricing & Access
   
   • Access is granted only after successful payment confirmation
   • Prices may vary based on geography, offers, or bundled products
   • Course validity period is clearly displayed before purchase
   
   Fin Maverick reserves the right to:
   
   • Modify pricing at any time
   • Introduce or withdraw offers
   • Change course structure without affecting core learning outcomes
   
   
7. No Guarantee of Exam Results
   
   Fin Maverick provides educational guidance only.
   
   We do not guarantee:
   
   • Passing of NISM examinations
   • Specific marks or ranks
   • Employment, promotion, or income outcomes
   
   Results depend entirely on individual effort, consistency, and understanding.
   
   
8. Platform Availability
   
   Temporary interruption may occur due to:
   
   • Maintenance or upgrades
   • Server or infrastructure issues
   • Security or compliance requirements
   
   Such interruptions shall not be grounds for refund or compensation.
   
   
9. Suspension and Termination
   
   Fin Maverick reserves the right to suspend or permanently terminate access if:
   
   • Terms of Use are violated
   • Content misuse or piracy is detected
   • Fraudulent payment or account behavior occurs
   • Platform integrity is threatened
   
   Termination may occur without prior notice and without refund.
   
   
10. Limitation of Liability
    
    To the maximum extent permitted by law, Fin Maverick shall not be liable for:
    
    • Exam outcomes
    • Academic performance
    • Career or financial decisions
    • Indirect, incidental, or consequential damages
    
    All services are provided on an "as-is" and "as-available" basis.
    
    
11. Governing Law & Jurisdiction
    
    These Terms shall be governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts located in Haryana, India.
    
    
12. Contact Information
    
    For support, legal, or policy-related queries:
    
    📧 help@finmaverick.com
    
    

By using Fin Maverick, you confirm that you have read, understood, and agreed to these Terms of Use.

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Disclaimer

The content provided on Fin Maverick is strictly for educational and informational purposes only.

By accessing or using this platform, you acknowledge and agree to the terms outlined in this Disclaimer.

1. Educational Purpose Only

Fin Maverick is an EdTech platform created solely for the purpose of:

• Academic learning
• Conceptual understanding
• Exam preparation (including NISM certifications)

All content, including videos, notes, examples, explanations, illustrations, and case studies, is designed only to support learning.

2. Not Investment Advice

Nothing on Fin Maverick shall be construed as:

• Investment advice
• Financial advice
• Trading advice
• Portfolio management advice
• Research recommendation
• Buy, sell, or hold recommendation

Fin Maverick does not provide:

• Personalized financial advice
• Market recommendations
• Stock tips
• Mutual fund advice
• Crypto or derivatives guidance

3. No SEBI Registration or Advisory Role

Fin Maverick is not registered as:

• Investment Adviser
• Research Analyst
• Portfolio Manager
• Stock Broker
• Distributor

under the Securities and Exchange Board of India (SEBI) regulations. We do not act in any advisory, fiduciary, or intermediary capacity.

4. No Financial Action Reliance

Users must not take any financial or investment decisions based on:

• Platform content
• Examples used for explanation
• Hypothetical case studies
• Charts or numerical illustrations

Any financial action taken by the user is done entirely at their own risk.

5. Hypothetical & Illustrative Examples

Examples, calculations, diagrams, and scenarios used on Fin Maverick are:

• Hypothetical in nature
• Simplified for educational clarity
• Not reflective of real market conditions

They are not intended to represent actual investment outcomes.

6. Accuracy & Market Risk Disclaimer

While reasonable efforts are made to ensure accuracy:

• Financial markets are dynamic
• Regulations, rules, and interpretations change
• Data may become outdated over time

Fin Maverick makes no warranties regarding completeness, accuracy, or timeliness of content.

7. No Liability for Losses

Fin Maverick shall not be responsible or liable for:

• Financial losses
• Investment losses
• Trading losses
• Opportunity costs
• Consequential or incidental damages

arising directly or indirectly from use of platform content.

8. Independent Professional Advice Recommended

Before making any financial, investment, tax, or legal decision, users are strongly advised to consult:

• SEBI-registered investment advisers
• Chartered accountants
• Qualified financial professionals

Fin Maverick does not replace professional advice.

9. External Links & Third-Party Content

Any third-party links provided are for reference only.

Fin Maverick does not endorse, verify, or guarantee the accuracy of external content.

10. User Responsibility

By using Fin Maverick, you agree that:

• You are solely responsible for your decisions
• You understand the educational nature of the platform
• You will not rely on content for real-world financial actions

11. Acceptance of Disclaimer

By accessing or using Fin Maverick, you confirm that:

• You have read this Disclaimer
• You understand its implications
• You agree to be legally bound by it

This Disclaimer forms an integral part of the Terms of Use and Privacy Policy.

12. Contact Information

For questions regarding this Disclaimer:

📧 help@finmaverick.com

Fin Maverick exists to help you learn finance — not practice investing.