Privacy Policy

1. Definitions (DPDP Act Interpretation)

For the purpose of this Policy:

"Personal Data" means any data about an individual who is identifiable by or in relation to such data.
"Processing" includes collection, storage, use, disclosure, sharing, or deletion.
"Data Principal" refers to the individual to whom the personal data relates.
"Data Fiduciary" refers to Fin Maverick, as defined under the DPDP Act.
"Consent" means freely given, specific, informed, unconditional, and unambiguous indication of agreement.

2. Applicability & Jurisdiction

This Privacy Policy applies to:

All users accessing Fin Maverick from India
Users accessing the platform from outside India where personal data is processed within India

This Policy shall be governed by the laws of India.

3. Categories of Personal Data Collected

Fin Maverick collects only data necessary for legitimate educational and operational purposes.

3.1 Data Provided Directly by You

Full name
Email address
Mobile number
Login credentials
Support communications

3.2 Automatically Collected Technical Data

IP address
Device identifiers
Operating system and browser
Session duration and timestamps
Platform interaction logs

3.3 Payment Data

All payments are processed through authorized third-party payment gateways.

Fin Maverick does not collect, store, or process:

Card numbers
CVV
Bank account credentials

4. Purpose Limitation

Personal data is processed strictly for the following lawful purposes:

Account creation and authentication
Course access control and content delivery
Monitoring misuse, piracy, or unauthorized access
Platform security and fraud prevention
Customer communication and grievance handling
Compliance with statutory and legal obligations

Data shall not be processed for purposes incompatible with the above.

5. Consent Framework

By registering or making payment on Fin Maverick, you provide explicit consent for:

Collection and processing of personal data
Communication related to platform usage
System-generated notifications

Consent may be withdrawn by written request, subject to:

Legal retention requirements
Contractual obligations
Impact on service continuity

Withdrawal of consent may result in suspension or termination of services.

6. Legitimate Use Without Explicit Consent

In accordance with the DPDP Act, Fin Maverick may process personal data without fresh consent where necessary for:

Performance of lawful contractual obligations
Compliance with court orders or statutory authorities
Prevention and detection of fraud
Cybersecurity and platform integrity protection

7. Data Sharing & Transfer Restrictions

Personal data may be shared only with:

Payment gateways
Cloud infrastructure providers
Cybersecurity service providers
Analytics tools used strictly for internal improvement

All third parties operate under contractual confidentiality and data protection obligations.

Fin Maverick does not sell, lease, or monetize personal data.

8. Cross-Border Data Transfer

Where required for infrastructure or security operations, limited data may be processed on servers located outside India.

Such transfers are conducted only in compliance with applicable Indian laws and government-notified jurisdictions.

9. Data Retention Policy

Personal data shall be retained:

For the duration of account activity
As required under tax, legal, or regulatory laws
For dispute resolution and audit purposes

Once retention is no longer required, data may be anonymized or securely deleted.

10. Information Security Measures

Fin Maverick adopts reasonable security safeguards, including:

Encrypted data transmission (SSL/TLS)
Restricted internal access on need-to-know basis
Secure server environments
Continuous monitoring for unauthorized access

However, users acknowledge that no digital system is completely immune to cyber risks.

11. Data Principal Rights

Subject to the DPDP Act, you may request:

Access to personal data
Correction or updating of inaccurate data
Erasure of personal data (where legally permissible)
Grievance redressal

Requests must be submitted to:

📧 help@finmaverick.com

We shall respond within timelines prescribed under law.

12. Children's Personal Data

Fin Maverick does not knowingly collect or process personal data of individuals below 18 years of age.

If such data is inadvertently collected, it shall be deleted in accordance with applicable law.

13. Automated Decision-Making

Fin Maverick does not engage in automated profiling or decision-making that produces legal or significant effects on users.

14. Third-Party Websites

Our platform may contain links to third-party websites.

Fin Maverick shall not be responsible for the privacy practices, content, or data handling of such third parties.

15. Limitation of Liability

To the maximum extent permitted under law, Fin Maverick shall not be liable for:

Unauthorized access beyond reasonable security measures
Third-party platform breaches
Internet or network failures
User negligence in safeguarding login credentials

16. Policy Amendments

Fin Maverick reserves the right to modify this Privacy Policy at any time.

Updated versions shall be effective immediately upon publication.

Continued use of the platform constitutes acceptance of revised terms.

17. Grievance Officer & Contact

For all privacy-related concerns, data requests, or grievances: